Working Together to Build Just, Productive, and Resilient Communities

Entrepreneurs Eric and Naihma used a small business loan to finance their bike shop.

Photo by Juan Carlos Delgado
Erica and Naihma Deady, owners
of Bike Commuter received a loan
to expand their bike shop

Hear their story.

Everyone should have the opportunity to improve their life, regardless of their background. Yet, many do not.


  • 28.2% asset poverty rate in Oregon makes it the highest in the country
  • 50% of Oregon residents have a subprime credit rating, making it nearly impossible for them to access capital from banks
  • 1,000 refugees arrive in Pacific Northwest every year
  • Refugees are 2 times more likely to live in poverty than people born in the US
  • Each year over 150 prisoners are released back into Multnomah county

Mercy Corps NW invests in those without ready access to resources, so these existing economic disparities will become more equitable and motivated, hard working individuals and families will have opportunities to break intergenerational cycles of poverty for good.

Our work

Three programs support self-employment: Small Business Training, Individual Development Account (IDA) matched savings grants and Loans

These services provide assistance for individuals in a period of transition by helping them build strong connections in the community and to find employment and housing: Lifelong Information for Entrepreneurs (LIFE), ReEntry Transition Center, Refuge Gardens.

These initiatives are designed to build collaborative partnerships to encourage cooperation with the private sector, governments, and community organizations.
ROAR - Reentry Organizations and Resources
AmeriCorps VISTAs Oregon Asset Building Corps (OABC)

Our Goals

In line with the challenges present in the communities we serve, we designed our programs to achieve the following outcomes for our clients:

  1. Increased income
  2. Asset and net worth accumulation
  3. Community integration
  4. Housing stability

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