Poor or damaged credit affects individuals and families from all walks of life—but it doesn’t have to hold you back. Our one-on-one credit counseling sessions are a safe, confidential and affordable way to begin restoring your credit, repaying your debt and taking charge of your financial future.
During this 75-minute session, our consultant will work with you to put together a Credit Action Plan: a series of concrete steps tailored to your specific situation, to help you reach your personal financial goals. In addition to providing ongoing support and accountability, our professional financial counselor will also (if needed, and with your permission) be prepared to interact directly with creditors on your behalf, to negotiate a reduction in payment or pay-off.
Ronesha Hayes is the Credit and Education Program Manager at Mercy Corps Northwest. She obtained her B.A. in Economics and Business Administration from Western Washington University. A Portland native, Ronesha is passionate about increasing the economic power and financial wellness of individuals directly impacted by systemic oppression.
Ronesha is the owner of Hayes Consulting and Coaching. She is also a certified credit counselor. In her spare time she enjoys hiking, trying new recipes, and traveling.
Reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. Contact firstname.lastname@example.org.
Funded in part through a Cooperative Agreement with the U.S. Small Business Administration Administration